All prequalification applications are processed through an automated underwriting system. By submitting this application, you are authorizing First Security Mortgage to run a credit report and verify employment and assets for the purposes of prequalifying for a mortgage loan. By sumbitting this application, you consent to receive loan documents and do business electronically.
There is no charge for an initial prequalification application. When your loan is approved and closed, you will then be required to reimburse the bank for the credit report and automated underwriting system charge that was incurred during the prequalification process.
At First Security Bank, the basis of each customer relationship is trust. You have chosen to do business with our bank, and we are committed to honoring that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy notice below.
This notice contains important information concerning the privacy of your personal information that First Security Bank collects about you and how that information is used. If you decide to close your account or become an inactive customer, we will adhere to the privacy policies and practices described below.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you or to process transactions to your accounts. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We collect nonpublic personal information about you from the following sources:
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as provided by law. We may disclose our transaction and experience-based information about our customers and former customers to our affiliates, provided that the affiliates may not use the information for marketing purposes.
We also recommend that you take the following precautions to guard against the disclosure and unauthorized use of your account and personal information:
In order to determine if you have been a victim of identity theft, you may obtain a free annual credit report online at www.annualcreditreport.com. Please contact a loan officer at any First Security Bank location for assistance in reviewing your personal credit report.
This Privacy Notice may differ from other affiliates of First Security Bancorp. Please review their respective notices or policies.