First-Time Home Buyers

Buying your first home is a big step! That's why we take extra care to walk you through the process, so you know what to expect all along the way. Our team is friendly. Knowledgeable. And ready to help open doors to your perfect home.

If you have questions or need additional information, just stop by the office, pick up the phone or send us an email. You'll also find helpful resources on this site, like printable forms and common terminology.

Ready to get started? Here we go:


Apply for your loan! It's simple and fast!

First Security Mortgage makes shopping for a mortgage loan easy. Enjoy the convenience of applying online with a local, trusted name and get a response FAST! Once we have contacted you to confirm your application information, you can expect an answer in 30 minutes or less.


Continue the application process online!

You can start this process even before choosing a property. Once you choose a property, we will work with you to complete the application process online. To get started, begin the application here. We’ll order a property appraisal for you at the appropriate time.


Your loan is approved and funded.

You designate an escrow/title company to handle the funding of your loan, along with many other factors that make your purchase go smoothly. We will coordinate with the escrow team and you'll sign the final papers at their office. It’s simple, straightforward, cost effective and FAST!


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