Rural Development

Many people dream of living in a more natural setting surrounded by woods, fields, pastures and wildlife. Sound familiar? If so, you're in luck! Arkansas is full of rural charm, and you can even qualify for a special loan if the house you want is in a designated rural area.

This type of loan can provide low mortgage rates for families with moderate income, and/or those with limited credit history, renters or first-time homebuyers when certain requirements are met. It's a great way to turn your country dream into reality.

Let's get started:


Apply for your loan! It's simple and fast!

First Security Mortgage makes shopping for a mortgage loan easy. Enjoy the convenience of applying online with a local, trusted name and get a response FAST! Once we have contacted you to confirm your application information, you can expect an answer in 30 minutes or less.


Continue the application process online!

You can start this process even before choosing a property. Once you choose a property, we will work with you to complete the application process online. To get started, begin the application here. We’ll order a property appraisal for you at the appropriate time.


Your loan is approved and funded.

You designate an escrow/title company to handle the funding of your loan, along with many other factors that make your purchase go smoothly. We will coordinate with the escrow team and you'll sign the final papers at their office. It’s simple, straightforward, cost effective and FAST!