Rural Development

Many people dream of living in a more natural setting surrounded by woods, fields, pastures and wildlife. Sound familiar? If so, you’'re in luck! Arkansas is full of rural charm, and you can even qualify for a special loan if the house you want is in a designated rural area.

This type of loan can provide low mortgage rates for families with moderate income, and/or those with limited credit history, renters or first-time homebuyers when certain requirements are met. It’'s a great way to turn your country dream into reality.

Let's get started:


Complete a Prequalification form – it's simple and fast!

With our Mortgage Prequalification, First Security Mortgage has made shopping for a mortgage loan easy. You can enjoy the convenience of applying online with a local, trusted name and get a response FAST! Once we have contacted you to confirm your application information, you can expect an answer in 30 minutes or less.


Apply for your loan! Here’s how:

Once you choose a property and have a contract with the seller, the next step is to complete your loan application, which can easily be done online. To get started, view the application here.

We'll order a property appraisal for you at the appropriate time.


Your loan is approved and funded.

You will designate an escrow/title company to handle the funding of your loan, along with many other factors that make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office. It’s simple, straightforward, cost effective and FAST!